Solartis Builder is the no-code toolkit where your lines of business and programs are configured, maintained, tested, and promoted to production.
Configuration starts with a Solartis Base Product that already includes the full policy lifecycle and the bureau content you need. AI assists the ingestion and validation of AAIS, NCCI, and MA AIB (Mass Auto) rating content and state filings, while ISO rating content and circular updates are consumed electronically and directly through ISO ERC. From there, we use Builder and AI to configure your carrier-specific exceptions and deviations, and AI creates and runs the test cases that confirm each configuration before it moves to production.
For a highly unique product, you can skip the Base Product and build from scratch in Builder.
Submissions and data flow into the platform, which runs the full policy lifecycle (rate, quote, bind, issue, endorse, renew, cancel, reinstate) across 200+ microservices. The platform is cloud-native, delivered as SaaS and PaaS, and API-first.
Our microservices are headless, with no screens of their own, so you choose how your people and systems reach them:
Solartis Explorer provides reporting and dashboards across all platform data, including scheduled and ad-hoc reports, plus book-of-business "what-if" analysis, aggregate management, and bulk policy or account migration.
Your data stays yours and stays open. Solartis provides a near-real-time replicated database, plus the schema, containing your policy transactions, user activity, imported data, and more, so you can use your data anywhere you want. Build custom reports with your preferred BI tools, feed downstream systems or your own data warehouse or data lake, and run your own analytics, with no dependence on us to reach your own information.
Once your lines of business and programs are in production, Solartis keeps them running around the clock on Oracle Cloud Infrastructure, tools and people working together.
Solartis Monitor and Jarvis AI provide AI-assisted observability, continuously watching performance, capacity, services, and system health. When an issue surfaces, Jarvis helps identify the likely root cause and recommends corrective action, reducing the time to diagnose and resolve.
Our Monitoring Specialists work alongside the tools around the clock, reviewing what the AI surfaces, validating its recommendations, and taking action within defined response and resolution targets by severity.
Human in the Loop: AI recommends. People review and approve before changes are made.
Solartis Insure is a cloud-native, API-first P&C policy administration platform for large carriers, wholesalers, and MGAs in the United States. It runs the full policy lifecycle, from rating and quoting to endorsements, renewals, and cancellations, across 200+ microservices, delivered as SaaS and PaaS on Oracle Cloud Infrastructure.
Solartis Insure is in production today with homeowners, renters, personal umbrella, commercial package policies, commercial auto, commercial property, commercial liability, professional liability, directors and officers, excess, and specialty programs, across admitted and Excess & Surplus (E&S) markets. Solartis Insure also supports personal auto, workers’ compensation, medical professional liability, BOP, surety and fidelity, and Accident & Health lines of business.
Solartis Insure supports Accident & Health lines of business alongside Property & Casualty. Solartis Insure does not administer life insurance.
A Solartis Base Product is a production-ready starting point that already includes the full policy lifecycle and bureau rates, rules, and forms. Solartis configures what makes your product different, such as coverages, rates, rules, documents, and screens. For a truly unique program, we build from scratch instead.
Solartis initially configures your products in Solartis Builder, using AI to assist with configuration and testing. Once your products are in production, your business analysts or technical team can maintain them in Solartis Builder without writing code, or Solartis can continue to maintain them for you.
Solartis consumes ISO rating content and circular updates electronically and directly through ISO ERC, ISO’s electronic rating content. For AAIS, NCCI, and MA AIB (Mass Auto), AI assists the ingestion and validation of rating content and state filings. Your carrier-specific exceptions and deviations are configured in Solartis Builder. AI creates and runs the test cases that confirm each configuration before it moves to production.
Solartis Insure supports ISO ERC. Solartis consumes ISO rating content and circular updates electronically through ISO ERC, ISO's electronic rating content, with nothing keyed by hand and no AI used on ISO content. The content stays pure ISO, with usability improvements such as multi-state rating and searching class codes by description.
Solartis supports ISO commercial lines, including General Liability, Commercial Property, Commercial Auto, Inland Marine, Crime and Fidelity, Businessowners, Commercial Package, and Commercial Umbrella. Each program uses only the ISO content it needs, based on your ISO license.
In Solartis Insure, each ISO ERC version, or individual circulars within it, can be adopted, declined, delayed, or adopted with a deviation, on the effective date the carrier chooses. Carrier deviations stay in their own layer, so a new ISO version doesn't require rebuilding the product.
Solartis validates ISO content against ISO's own test cases before release and runs regression on every new ISO ERC release. AI helps generate and run additional tests, so issues are caught earlier.
In Solartis Insure, each transaction rates on the version that applies to its effective date. In-force policies, endorsements, renewals, and out-of-sequence transactions stay on the right version, and grandfathered policies can be kept on their current version.
Yes. Keeping ISO content current in Solartis Insure is included. Carriers and MGAs hold their own ISO ERC license for the lines and states they need.
Solartis uses AI to:
In operations, Jarvis AI helps our Monitoring Specialists identify root causes and recommend fixes. Our experts review and approve AI output before changes reach production.
Yes. Rate tables can be imported from and exported to Excel. AI also consumes rating content from your Excel spreadsheets and turns it into Builder-ready configuration, which is reviewed and approved before anything moves to production.
Yes. Solartis Insure microservices are headless, so you can call them from your own portal or application through JSON APIs, use screens configured in Solartis Builder, or connect AI tools and systems through MCP. Many customers combine approaches.
Yes. Through MCP, your AI tools, AI agents, workflows, and existing policy administration system can access all Solartis policy lifecycle microservices to complete transactions and query data. The Solartis MCP server applies the same security and permissions as any other access, and orchestrates the API calls for each request. MCP is optional, and direct APIs remain available.
With Solartis Insure, insurers modernize at their own pace. They can deploy the full platform, run it headless behind their own interface, or add individual microservices such as rating or document generation alongside their existing system. Books of business can then be migrated in batches ahead of each renewal.
Yes. Solartis Insure Rating as a Service is offered stand-alone, as an API-driven microservice that runs on its own or alongside an existing policy administration system or portal. It supports multiline, multistate, and multilocation rating, multicarrier comparison, and rating for endorsements, cancellations, reinstatements, and renewals.
Solartis Insure accepts submissions through RPA tools, agency management system and CRM integrations, ACORD or proprietary forms, third-party data providers, and bulk uploads of vehicle or property schedules. Users can also enter submissions manually on configurable screens.
Solartis Insure searches across insureds, submissions, quotes, policies, and all policy transactions. Filters let users narrow results by customer name, submission number, bind request, creation date, transaction date range, and more.
Solartis Insure supports multiple carriers within a single program, with carrier-specific defaults and multicarrier comparison, so MGAs and wholesalers can rate a risk across carriers and place it with the right one.
Yes. Solartis Insure generates multiple quote options and displays them side by side on one screen, so carriers, agents, and brokers can compare coverages and premiums and choose the right option for each customer.
Yes. Solartis Insure produces rating worksheets that show the premium algorithms step by step at the policy, coverage, and exposure level, such as each location, building, or vehicle, including the rates, factors, and rules applied. Worksheets can be viewed on screen or as a PDF, are produced based on each customer’s requirements, and are available to any user with permission.
Solartis Insure calculates surplus lines taxes and fees for all states as part of its support for Excess & Surplus (E&S) programs, and Solartis maintains them as they change over time.
Yes. Referral rules configured in Solartis Builder send quotes and policies to underwriters for review when set conditions are met, such as eligibility rules or aggregate limits. Referrals appear on dashboards, where they can be assigned and resolved.
Yes. The Solartis Insure Subjectivity Module tracks the activities and documents required before a policy is bound or issued. Subjectivity rules are configured in Solartis Builder and triggered by product, coverage, or underwriting conditions, and underwriters can add manuscript subjectivities to a single policy. Reminders and audit trails track each item to resolution.
During each transaction, Solartis Insure shows a forms screen. Mandatory and conditional forms are added to the policy automatically, based on rules configured in Solartis Builder, and users can add optional, manuscript, and fill-in forms. Users can preview or download forms, remove them, and set their order in the final policy packet.
Solartis Insure generates documents throughout the policy lifecycle, including quote proposals, binders, policy packets, endorsements, and renewals. Each document is assembled from the forms configured in Solartis Builder and produced as a PDF.
Solartis Insure supports the full set of policy transactions, including quoting, binding, issuance, mid-term and out-of-sequence endorsements, cancellations, reinstatements, renewals, and audits.
Solartis Insure deactivates the current endorsement, inserts the out-of-sequence endorsement, and then reapplies the current endorsement with the earlier changes included. Premium is fully recalculated, and forms and documents are updated. The workflow can be adjusted if a carrier follows a different process.
Solartis Insure processes renewals one at a time or in batches, configured to each customer’s workflow, with or without a renewal proposal or binder. Rules configured in Solartis Builder can flag policies for underwriter review automatically, for example policies with more than three claims in the past three years.
Solartis Insure imports and processes large schedules, such as commercial auto fleets with thousands of vehicles and property schedules with many locations and buildings across all 50 states. Imports are validated on upload, for example VIN checks and required fields for commercial auto, with reports that flag errors to correct.
Yes. Solartis Insure includes standard dashboards to view and assign submissions, referrals, upcoming renewals, and other work, with paging, sorting, and user-based filters. Customers can also configure their own dashboards to fit their requirements.
Yes. Users can create tasks, add comments and notes, attach documents, and send emails directly from a quote or policy record in Solartis Insure.
Yes. The Solartis Insure user interface is built on ReactJS and is mobile-responsive, so screens configured in Solartis Builder work on desktops, tablets, and phones without separate development. Customers can also build their own mobile apps using Solartis APIs.
Solartis Insure supports the latest versions of Google Chrome, Mozilla Firefox, Microsoft Edge, and Apple Safari, and any modern browser that supports HTML5.
Yes. Solartis Insure handles invoicing and premium collection, including direct bill and agency bill invoices at the insured or policy level, for single pay or installments. Payments can be logged by check or received as eCheck and ACH. List billing, commissions, reconciliation, and financial reporting are handled through integration with your billing or accounting system.
Solartis Insure does not include a stand-alone claims module. It accepts First Notice of Loss (FNOL), imports claims data for underwriting, and handles the full claim for simple consumer products such as mobile phones and jewelry. Complex claims that need adjusters, reserves, and payments are handled by your claims system, which Solartis Insure integrates with.
Yes. Solartis provides a near-real-time replicated database and its schema. It includes your policy transactions, user activity, imported data, and more, so you can use your own BI tools, data warehouse, or data lake without depending on Solartis. Solartis Explorer adds reporting, dashboards, what-if analysis, and book-of-business changes.
Yes. Solartis Explorer converts your source data into native Solartis transactions (submissions, quotes, and policies), so migrated business works as if it had been entered directly. Migrations can run all at once, or in scheduled batches, for example 120 days before each renewal.
Solartis runs your products 24×7 on Oracle Cloud Infrastructure, with 99.5%+ SLA-backed uptime. Solartis Monitor and Jarvis AI watch performance and system health and recommend fixes. Our Monitoring Specialists review those recommendations and act within defined response targets.
Starting from a production-ready Base Product, Solartis customers launch new Lines of Business and Programs in weeks, because the policy lifecycle and bureau content are already built. Timing depends on how much carrier-specific configuration and integration the product needs.
Solartis Insure is subscription-based: an annual license fee based on the number of lines of business, plus a tiered usage fee. Implementation is priced by scope. The subscription includes hosting, platform maintenance, software updates, support, disaster recovery, the reporting database, and 24×7 monitoring. Solartis can also maintain your products for you at professional services rates.
